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Federal Law prevents any credit service organization from guaranteeing the deletion of a specific item from your reports and also the guaranteeing a certain score increase. However, we are so confident in our program that we choose to offer a Money Back Guarantee. We are one of the only companies that offer the client the option of paying after they see results, since you are not paying for the deletions until AFTER you see actual results, there is no need to guarantee funds paid for each deletion, if you don’t have any deletions, you won’t have a bill. 


We will provide a 100% Money Back Guarantee based on the conditions below.


If after 3 months we do not delete a minimum of $99 worth of items from your credit report, we will return your $99 initial audit fee.



  • We must have continued access to your updated 3 bureau credit report via an approved online credit monitoring service

  • You must have provided us with all necessary documentation (Driver’s License, SS Card, and Updated Proof of Address)

  • All payments must be current and up to date without a returned payment

  • You must request refund at end of month 3

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